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Required Bankruptcy Documents, Bankruptcy Lawyer Buffalo NY

Bankruptcy Documents

What Documents Do I Need to Give My Lawyer?


Statements from Each Creditor that Debtor owes money too OR Credit Report OR List of Creditors with Name, Address, Account Number, and balance owed.

Be sure to include Mortgage Statements that show a current balance and secured statement's/balances on car loans and other secured loans on assets.

Do not list utilities and other monthly expenses unless you have a balance that is past due that you will not be paying. Expenses and monthly payments belong in the monthly expense list below.

Monthly Expense List:

A list of all monthly expenses with a total at the bottom. (Note: If you pay a bill quarterly, or annually list monthly amount.)

Payment Advises from Employers:

Paycheck Stubs/other payment advises for the 60 days prior to filing the petition.

Education IRA:

Any Interest Debtor has in an Education IRA OR Qualified State Tuition Program - Gather related Documents.

Certificate of Credit Counseling:

Certificate from an approved Credit Counseling Agency that the Debtor received the "Briefing" required by 109(h) of the Code within 180 days of the filing of the petition, AND if a debt repayment plan was developed through counseling, a copy of the Plan.

Form 23 - Certification of Personal Finance Management Course:

To be filed within 45 days from 341 meeting if individual debtor(s) in chapter 7 and no later than the date of the last payment in chapter 13 plan or motion for entry of discharge in Chapter 13 case.

Tax Return:

Tax return for most recent year before petition was filed To be provided at least 7 days before 341 meeting (send with copy of petition).

Note: In Chapter 13 cases, the Debtor(s) must file all tax returns required to be filed with taxing authorities in the four(4) years before the filing of the petition.

Bank Statements

Rule 4002(b)(2)(B) - Bank Statements, Checking, Savings, Money Market, Mutual Funds, Brokerage Accounts for the period of time that includes petition date that debtor possesses (don't have to get them).

Other Documents Needed:

a. Tax Returns for the last 2 years.

b. Mortgage Payoff or Statement that shows principle balance of Mortgage.

c. Payoffs/Statements on Secured Personal Property (Cars, Trucks, etc.).

d. Titles to cars and toys.

e. Social Security Cards (Bring to 341 Meeting).

f. Picture id (Bring to 341 Meeting).

g. Appraisals on Real Property and other Personal Property Appraisals (done in the last 2 years).

h. Statements on Retirement Accounts (Pension, IRA's, etc.).

i. Statements on NON-Term Life Insurance that shows cash value).

j. Stock/Bond Certificates and other investment statements.

Download the Bankruptcy Document List

Free Consultation:

Please call (716)-656-7676 or CONTACT US for your free consultation. The first consultation is always free, and you will always speak directly to Stephen K. Underwood.

Stephen K. Underwood, Bankruptcy Attorney
1395 Union Road West Seneca, NY 14224
Phone: 716-656-7676 URL of Map