20 Years of Experience
If you have debt collectors hounding you at home or at work threatening to sue you Bankruptcy may be the answer to make it stop. Once your bankruptcy has been filed creditors must stop calling you. Usually they will stop after they have been notified that you have retained a lawyer in Buffalo NY to file your Chapter 7 Bankruptcy.
Filing Chapter 13 Bankruptcy could help you reorganize your finances so you can keep your home and payoff your unsecured debt over time. If you are behind on your mortgage, or behind on your property taxes, or in arrears on your car payments, hiring a Chapter 13 Bankruptcy attorney in Buffalo NY may allow you to pay the arrears over time.
Filing Bankruptcy can stop frivolous lawsuits preventing a judgment from being entered against you that attaches to your home. If a judgment has already been entered against you a bankruptcy can also allow you to void a lien that has attached to your home so you can convey clear title when you decide to sell your home.
If you are behind in your mortgage or property taxes, and the bank has already started foreclosure proceedings, or you have been advised by the taxing authorities, that your house is going up for Auction in the next In-Rem Foreclosure Sale, hiring a Bankruptcy Attorney can save your home. So long as your bankruptcy petition is filed before the sale your house can be saved.